NMLS - Nationwide Mortgage Licensing System and Registry

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (the S.A.F.E. Act) requires that individual mortgage loan originators be registered with the Nationwide Mortgage Licensing System and Registry (NMLS), the Federal system developed and maintained for registering mortgage loan originators employed by Agency-regulated institutions. The Bank of Delmarva's Loan Company Identifier is 491113. The following is a current list of the Mortgage Loan Originators employed by The Bank of Delmarva and their individual NMLS Loan Originator Identifier:

John W. Breda - NMLS ID 963789
President & CEO

Deborah S. Abbott -NMLS ID 768825
Executive Vice President - Chief Operating Officer

Carl L. Cottingham - NMLS ID 768829
Executive Vice President - Senior Lending Officer

John A. Craig - NMLS ID 768830
Senior Vice President - Chief Technology Officer/Administrative Officer

Lawrence L. Dernulc - NMLS ID 768832
Senior Vice President - Branch Administrator/Senior Relationship Manager

James C.Johnson - NMLS ID 1562578
Senior Vice President - Chief Credit Officer

James D. Barr - NMLS ID 1573248
Regional Vice President - Business Development Officer/Senior Relationship Manager

Michele Thomas - NMLS ID 768840
Vice President - Senior Relationship Manager

Gray B. Warrington - NMLS ID 929083
Vice President - Senior Relationship Manager

Jodi L. Close - NMLS ID 1462939
Assistant Vice President - Collections Manager

Scott J. Rukowicz - NMLS ID 768837
Assistant Vice President - Business Development Officer - Relationship Manager

Ramona M. Mullinix - NMLS ID 1164227
Assistant Vice President - Credit Analyst

Kelsey R. Tilghman - NMLS ID 1400203
Assistant Vice President - Executive Assistant

Branch Managers

Shawntel L. Polk - NMLS ID 770792
Assistant Vice President - Branch Manager - Delmar Office

Lisa L. Ellis - NMLS ID 768833
Vice President - Branch Manager - North Salisbury Office

Nancy L. Shrieves - NMLS ID 577418
Assistant Vice President - Branch Manager - East Salisbury Office

John Q. Aukward, Jr. - NMLS ID 768826
Vice President - Branch Manager - Eastern Shore Drive Office

Marcia L. Dayton - NMLS ID 768831
Vice President - Branch Manager - Pecan Square Office

Kevin J. Christophel - NMLS ID 921483
Assistant Vice President - Branch Manager - Laurel Office

Robin H. Parker - NMLS ID 904107
Assistant Vice President - Branch Manager - Seaford Office

Crystal L. Hudson - NMLS ID 768836
Assistant Vice President - Branch Manager - Dagsboro Office

June E. Betts - NMLS ID 768827
Assistant Vice President - Branch Manager - Rehoboth Office

Sonia B. Baker - NMLS ID 1616379
Assistant Vice President - Branch Manager - North Ocean City Office

Karen M. Turner - NMLS ID 768841
Assistant Vice President - Branch Manager - West Ocean City Office - Coming Soon!