Directors & Officers

John W. Breda
President & CEO

Deborah S. Abbott
Executive Vice President - Chief Operating Officer

Carl L. Cottingham
Executive Vice President - Senior Lending Officer

John A. Craig
Senior Vice President - Chief Technology Officer/Administrative Officer

Lawrence L. Dernulc
Senior Vice President - Branch Administrator
Senior Relationship Manager

Elizabeth Eicher Holland, CPA
Senior Vice President - Chief Financial Officer

James C. Johnson
Senior Vice President - Chief Credit Officer

S. Jeanne Robertson
Senior Vice President - Chief Risk & Compliance Officer

James D. Barr
Regional Vice President - Business Development Officer
Senior Relationship Manager

Karl S. Bystrak
Vice President - Senior Network Engineer

Casey L. Coco
Vice President - Loan Administration Manager

Karin D'Armi-Hunt
Vice President - Treasury Services Product Manager

Brooke L. Dickerson, CCBIA
Vice President - Internal Auditor

Joseph F. Gordy, III
Vice President - Loan Review Manager

Angela A. Hill
Vice President - Human Resources Administrator

Roy J. Lewis
Vice President - Chief Information Officer

Sandy L. Nailor
Vice President - Loan Compliance Officer

Staci M. Niblett
Vice President - Marketing Director/Electronic Banking Specialist

Matthew P. Shaffer
Vice President - Bank Secrecy Act/AML/Security Officer

Jeanette S. Smith
Vice President - Deposit Compliance Officer

Michele Thomas
Vice President - Senior Relationship Manager

Gray B. Warrington
Vice President - Senior Relationship Manager

J. Paige Widdowson
Vice President - Credit Administration/Division Manager

Carol L. Adams
Assistant Vice President - Customer Service Specialist

Matthew E. Bounds
Assistant Vice President - Loan Review Associate

Jodi L. Close
Assistant Vice President - Collections Manager

Jamie L. Hovatter
Assistant Vice President - Portfolio Manager

Alesia Lukashova
Assistant Vice President - Relationship Manager

Ramona M. Mullinix
Assistant Vice President - Credit Analyst

Shane C. Niblett
Assistant Vice President - Information Security Officer

Scott J. Rukowicz
Assistant Vice President - Business Development Officer
Relationship Manager

John W. Thornton, III
Assistant Vice President - Portfolio Manager

Kelsey R. Tilghman
Assistant Vice President - Executive Assistant

Rena I. Bryant
Assistant Cashier - Accounting Manager

Ashley L. Clevenger
Assistant Cashier - Credit Analyst

Christine J. Welsh
Assistant Cashier - Customer Service Specialist

Branch Managers

Shawntel L. Polk
Assistant Vice President - Branch Manager - Delmar Office

Lisa L. Ellis
Vice President - Branch Manager - North Salisbury Office

Nancy L. Shrieves
Assistant Vice President - Branch Manager - East Salisbury Office

John Q. Aukward, Jr.
Vice President - Branch Manager - Eastern Shore Drive Office

Marcia L. Dayton
Vice President - Branch Manager - Pecan Square Office

Kevin J. Christophel
Assistant Vice President - Branch Manager - Laurel Office

Robin H. Parker
Assistant Vice President - Branch Manager - Seaford Office

Crystal L. Hudson
Assistant Vice President - Branch Manager - Dagsboro Office

June E. Betts
Assistant Vice President - Branch Manager - Rehoboth Office

Sonia B. Baker
Assistant Vice President - Branch Manager - North Ocean City Office

Karen M. Turner
Assistant Vice President - Branch Manager - West Ocean City Office - Coming Soon!

Directors

Jeffrey F. Turner
Chairman of the Board

Laura Deeley Bren

Heidi J.A. Gilmore

Mark L. Granger

Henry H. Hanna, III

Wade H. Insley, III

Kenneth R. Lehman

Edward M. Thomas

Robert C. Wheatley

J. Phillips Wright, Jr.

Edward J. Kremer (Retired 12/31/2012)

Robert M. Lawrence (Retired 5/21/2013)

Paul H. Mylander (Retired 12/31/2016)

Francis M. Young (Retired 12/31/2007)